Start early - You have to give good amount of time for your investments to grow. The more time you give, the better the returns as outcome. 2. Start big if you can Don’t `start small`Instead Start investing heavily If you have a lump sum, just invest it in one go and add to it Don’t care if the markets are up or down for years Invest huge chunk of your salary in equities or Mutual funds early. 3. Invest Continuously Literally. Dont take breaks. Regular investments in Mutual Funds will keep your corpus grow continuously too. More focused on equities when young Gradually you may increase investment in bonds 4.Watch your spending habits Your total investment returns will be as much affected by how much you invest, as how many percentage returns you get But don't just keep that surplus in cash as many younger people do 5.Diversify Don’t keep all the eggs in one basket. Invest in multiple areas. If one fails, another one is ready for rescue. ...