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Showing posts from December, 2018

What are the top best investing tips?

Start early -  You have to give good amount of time for your investments to grow. The more time you give, the better the returns as outcome. 2. Start big if you can Don’t `start small`Instead Start investing heavily If you have a lump sum, just invest it in one go and add to it Don’t care if the markets are up or down for years Invest huge chunk of your salary in equities or Mutual funds early. 3. Invest Continuously Literally. Dont take breaks. Regular investments in Mutual Funds will keep your corpus grow continuously too. More focused on equities when young Gradually you may increase investment in bonds 4.Watch your spending habits Your total investment returns will be as much affected by how much you invest, as how many percentage returns you get But don't just keep that surplus in cash as many younger people do 5.Diversify Don’t keep all the eggs in one basket. Invest in multiple areas. If one fails, another one is ready for rescue. ...

How do I get rich by investing in the stock market?

Hi, here is my advice if you are really keen to learn about investing. Read this before you start investing and it will save you from making a lot of mistakes. Let me first give you a general overview on investing so you can decide which type suits you better. There are 2 kinds of investing, active investing and passive investing. You can take a passive or an active approach to invest in stocks. 1.  Passive investing  refers to investing into a financial investment that requires very little management on your part. A major  advantage  of passive investing is it takes very minimum time and effort for you to get started. However the  possible returns  from passive investing is a lot lesser compared to active investing. 2. For  Active investing , this refers to you doing your own research to pick companies that will be able to generate returns for you, either in the form of their stock   price  increasing  or  through dividen...

What is your strategy in stock picking for investment?

Many beginners join share market to make their fortune. But after sometimes they leave the market suffering a huge loss. It is also seen that many investors can never make a profit. They also give up investment in share market. It is seen that due to some blunders investors make the loss. Here we will guide how to pick best stocks for consistent returns. In order to pick the best stocks for consistent returns, you should check out the following parameters of a company before investing there. Debt: Net Worth ratio If the company has marginal or low debt or it is a debt-free company, the company is worth investing. Let us illustrate what is the difference between a high debt company and a debt-free company. When a company has huge debt from the market or bank or any other commercialinstitutions, then the company concentrates on the debt and its effort goes to pay the debt. It cannot be sincere about the service, quality of the product or any other important aspects needed in the ...

When is the best time to buy a stock?

It is quite difficult to find out the solution when an individual can start investment in the stock market i.e. what is the right time to invest in mutual fund or direct equity. We will try to tell here some conditions or aspects about stock market. Whenever share market touches high or witnesses a sharp correction from its high peak, novice investors get in a dilemma whether to start investment. When the market inches toward higher level or makes a lifetime high every week, new investors fear that market may collapse or go into sharp correction leading to loss for the investors. Again, when the stock market witnesses sharp correction or enters in the bear market, investors do not consider it is the right time for investment. They think that market may continue its correction, so it is not the time for investment. They think that the share prices may further downside more. So, these are the conditions which take place continuously in the stock market and people remain confused whe...

What are some financial tips that everyone should know?

Do not fall in   DEBT Traps-  Do you get tempted to take a personal loan to buy a phone or go for vacation? This is called DEBT Trap. If you want to buy something, try to save first. Don’t just buy because it is on EMI. Understand the difference between asset and liability:  Having a car is not an asset. It consumes fuel and has a maintenance cost. Though a car is required, but make sure you invest more on things that generate income for you rather than things that cost you more. Plan your financial goals:  When do you plan to buy a car? When do you want to go on a Europe tour? Plan your financial goals as this will help you save money and invest in right platforms. A short-term financial goal like buying a car should be invested in the debt instrument. Long-Term financial goals like retirement should have more exposure to equity. A medium-term financial goal like Europe trip should have a balance of both equity and debt. An emergency fund is a must:  Alway...

What are some lifestyle changes that save money?

Don't make yourself fool by seeing offer like  50% off . You will be happy that you saved 50 percent but if you look deep down you lost other 50 percent by spending it. Always go with prepaid plan. Most of the companies makes you fool in  postpaid plan . (Especially Airtel) Buy movie ticket directly from the counter.You will save booking charges. Most of the time you will get ticket there itself. (Unless its a 1st day 1st show. ) Pay your bills through apps like Google pay, phonepe or paytm. Most of the time you will get  cash back.  (if you are not good with luck then Brace yourself for  better luck next time . ) Buy your alll groceries and household stuff from supermarket and  save delivery charge . Good for body also atleast you will walk a bit. Go and have food in your favorite restaurants. You can save money and taste it when it is hot and tasty. (Recent  zomato experience ) Avoid cabs as much as you can and depend on  local transport...