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Stock Market Cycle: Design your perfect portfolio

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Why do Stock Markets Exist?

Why do Stock Markets Exist? And Why is it So Important? A stock market is a public market where people can buy and sell shares on the stock exchange. The stocks, also known as equities, represent ownership in the company. Stock markets have existed for centuries.  The oldest stock exchange was started in Belgium back in 1531 . The brokers and moneylenders used to meet there to deal with the businesses. However, they never used actual stocks but traded in promissory notes and bonds. Later, the Amsterdam Stock Exchange was established in 1602 by the Dutch East India Company and regarded as the first real stock exchange. Since its inception, stock markets have served many purposes, the most important being to provide companies with a source to raise capital for investment and expansion. Why do stock markets exist? Stock markets exist to serve the wider economy. It helps individuals earn a profit on their income when they invest in the stock market and allo...

Why You Need to Know The Rule of 15*15*15?

When the newbies enter the world of investing, one of the biggest questions that they may face is ‘how much’ and ‘how long’ should they invest? Enter the rule of 15*15*15. In this post, we are going to discuss what is the rule of 15*15*15 (and the rule of 15*15*30) and how it can help you to make your investment decisions. The rule of 15*15*15 The rule of 15*15*15 says that if you invest Rs 15,000 per month in an investment option which gives a return of 15% (CAGR), for a consistent period of 15 years, you will build a final corpus of Rs 1,00,00,000 (One crore). Here, SIP Amount = Rs 15k per month CAGR =15% Time horizon =15 Yrs Final corpus = Rs 1 Cr (Source:  SIP Calculator) Interestingly, your total invested amount is equal to just Rs 27 lakhs. However, over the time period of 15 years, you will build a total wealth of Rs 1 Crore. Rule of 15*15*30 The rule of 15*15*15 gets even better when we double the ‘time horizon’ keeping all the o...

7 Powerful New Year Resolutions For Equity Investors

A new year always excites everyone. It’s a time for the people to make different personal and professional resolutions like to learn how to swim, join the gym, travel abroad, learn martial arts, create a new blog/youtube channel, learn a new language, maintain a journal etc. Personally, I’ve always loved new years and enjoyed making plans for the next year. This time also I’ve made a few resolutions. On the top of the list is to travel all the 29 states and 7 union territories in India by the end of 2019 (Spoiler alert: I’ve already been to +20 entities). Anyways, stock investors are ordinary people and hence, they also like to make resolutions for their new investing journey. However, if you an equity investor but do not have made resolutions for the new year yet, then we’ve got you covered. In this post, we are going to discuss seven powerful new year resolutions for equity investors. All these resolutions are designed to make you a better investor by the end of the calendar ...

What are the top best investing tips?

Start early -  You have to give good amount of time for your investments to grow. The more time you give, the better the returns as outcome. 2. Start big if you can Don’t `start small`Instead Start investing heavily If you have a lump sum, just invest it in one go and add to it Don’t care if the markets are up or down for years Invest huge chunk of your salary in equities or Mutual funds early. 3. Invest Continuously Literally. Dont take breaks. Regular investments in Mutual Funds will keep your corpus grow continuously too. More focused on equities when young Gradually you may increase investment in bonds 4.Watch your spending habits Your total investment returns will be as much affected by how much you invest, as how many percentage returns you get But don't just keep that surplus in cash as many younger people do 5.Diversify Don’t keep all the eggs in one basket. Invest in multiple areas. If one fails, another one is ready for rescue. ...

How do I get rich by investing in the stock market?

Hi, here is my advice if you are really keen to learn about investing. Read this before you start investing and it will save you from making a lot of mistakes. Let me first give you a general overview on investing so you can decide which type suits you better. There are 2 kinds of investing, active investing and passive investing. You can take a passive or an active approach to invest in stocks. 1.  Passive investing  refers to investing into a financial investment that requires very little management on your part. A major  advantage  of passive investing is it takes very minimum time and effort for you to get started. However the  possible returns  from passive investing is a lot lesser compared to active investing. 2. For  Active investing , this refers to you doing your own research to pick companies that will be able to generate returns for you, either in the form of their stock   price  increasing  or  through dividen...

What is your strategy in stock picking for investment?

Many beginners join share market to make their fortune. But after sometimes they leave the market suffering a huge loss. It is also seen that many investors can never make a profit. They also give up investment in share market. It is seen that due to some blunders investors make the loss. Here we will guide how to pick best stocks for consistent returns. In order to pick the best stocks for consistent returns, you should check out the following parameters of a company before investing there. Debt: Net Worth ratio If the company has marginal or low debt or it is a debt-free company, the company is worth investing. Let us illustrate what is the difference between a high debt company and a debt-free company. When a company has huge debt from the market or bank or any other commercialinstitutions, then the company concentrates on the debt and its effort goes to pay the debt. It cannot be sincere about the service, quality of the product or any other important aspects needed in the ...